ProCare Benefit Card
by Benny Arce
Provider Financial Services is an insurance broker and employee benefits specialist that operates throughout the United States. It set up ProCare Health Plans, Inc. and the ProCare Benefit Card as its wholly owned subsidiaries.
A Door to Discounts and Substantial Savings
The ProCare Benefit Card is a medical discount or medical savings card that assures you of substantial discounts in your health bills. This could range from 10 to 60% depending on the service or product you require. ProCare has a nationwide network of over 350,000 medical and health practitioners whose services and products you can avail of.
Easy as ABC
Unlike insurance, membership in this program does not require too much paperwork. You do not need to wait long for coverage to commence. Neither are there any exclusions for pre-existing conditions. When availing of the benefits, you need not fill up any claim forms. There are also no deductibles, maximum coverage, or reimbursement procedures. You only need to present your card to make full use of the benefits offered.
Among the benefits are medical treatment discounts, discounts on prescription drugs, visual care plan discounts, dental services discounts, as well as low cost or even free legal services.
Doctors, Dentists, and Drugs
Medical treatment discounts cover physician’s services. This could range from 10 to 40% without any restriction on the number of times the card is used. You can have access to home healthcare, mental health care, cosmetic surgery, and other related services at as much as 40% discount. You can also save 10 to 30% on laboratory and x-ray services in over 20,000 Patient Service Centers.
ProCare has two programs for its prescription drugs benefits –the Neighborhood Pharmacy and Mail Order Pharmacy programs. Under the former, you can save from 10 to 50% on the cost of acute-care drugs such as antibiotics and pain killers. There are over 35,000 pharmacies nationwide that honor the ProCare Benefit Card. Mail Order Pharmacy, on the other hand, focuses on supplying drugs for maintenance medications. With this program you can cut your bills by an average of 10% below AARP prices.
There are over 9,000 ophthalmologists, optometrists, and optical centers across the country who will give you discounts of 10 to 60% on prescription and sun glasses, contact lenses, eyes exams, and even surgical procedures including RK, PRK, and ALK.
Dental services discounts cover routine dental check-ups, cleaning, root canal, crown, x-rays, fillings, and orthodontia. There are more than 66,000 dental clinics who accept ProCare Benefit Cards offering discounts ranging from 15 to 50%.
The Legal Eagles
In addition to the discounted medical services, ProCare also offers low-cost and free legal services. There are 10,000 experienced and highly qualified lawyers who are willing to provide, at discounted costs, consulting services whether face-to-face or via the telephone, prepare letters and other legal documents, assist in settling claims or disputes, solve difficulties with the government, or prepare your last will.
The Cost
You can avail of all these discounts by enrolling in the ProCare Benefit Card program. Currently, it costs US$19.95 a month with a single-time enrollment fee of US$30.00.
In the event that you change your mind within 30 days from your payment, you can cancel the enrollment and have your US$19.95 refunded. The enrollment fee, however, is non-refundable unless you live in Maryland where it may be refunded less US$5.00.
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