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	<title>&#187; Money, Legal and Insurance</title>
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	<description>Latest News, Resources and Information for Caregivers</description>
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		<title>Medicare vs Medicaid: What&#8217;s the difference?</title>
		<link>http://caring-for-mom-and-dad.info/caregiving/medicare-vs-medicaid-whats-the-difference/</link>
		<comments>http://caring-for-mom-and-dad.info/caregiving/medicare-vs-medicaid-whats-the-difference/#comments</comments>
		<pubDate>Tue, 01 May 2012 17:29:44 +0000</pubDate>
		<dc:creator>M. Delacruz</dc:creator>
				<category><![CDATA[Caregiving News Articles]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Long-Term Care]]></category>
		<category><![CDATA[Money, Legal and Insurance]]></category>
		<category><![CDATA[News Affecting Us]]></category>
		<category><![CDATA[difference between medicare and medicaid]]></category>
		<category><![CDATA[Health insurance]]></category>
		<category><![CDATA[Medicaid]]></category>
		<category><![CDATA[medicare]]></category>
		<category><![CDATA[Medicare Advantage]]></category>
		<category><![CDATA[Prescription medication]]></category>
		<category><![CDATA[SAN FRANCISCO]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">http://caring-for-mom-and-dad.info/?p=19345</guid>
		<description><![CDATA[Many people get confused when they think of Medicare and Medicaid. They think that they are the same since they sound so alike. This is far from the truth. Let us start off with what are the similarities between both programs. First off, they are both programs designed to cope with healthcare costs. They are also tax-payer funded... <a href="http://caring-for-mom-and-dad.info/caregiving/medicare-vs-medicaid-whats-the-difference/"> [Continue Reading]</a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Long Term Health Insurance: Who Needs it and Why?</title>
		<link>http://caring-for-mom-and-dad.info/money-legal-and-insurance/insurance/long-term-health-insurance-who-needs-it-and-why/</link>
		<comments>http://caring-for-mom-and-dad.info/money-legal-and-insurance/insurance/long-term-health-insurance-who-needs-it-and-why/#comments</comments>
		<pubDate>Sat, 21 Apr 2012 05:01:00 +0000</pubDate>
		<dc:creator>Ariel Bella</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[long term health insurance]]></category>

		<guid isPermaLink="false">http://cfmdtest.wordpress.com/2008/06/06/long-term-health-insurance-who-needs-it-and-why/</guid>
		<description><![CDATA[I wish my sister and I knew about long term health insurance a long time ago. Whether or not it would&#8217;ve been feasible for my parents is another story. But nonetheless, knowing they could&#8217;ve had this option may have saved their money from being depleted to almost nothing. The scary thing about long term planning,... <a href="http://caring-for-mom-and-dad.info/money-legal-and-insurance/insurance/long-term-health-insurance-who-needs-it-and-why/"> [Continue Reading]</a>]]></description>
		<wfw:commentRss>http://caring-for-mom-and-dad.info/money-legal-and-insurance/insurance/long-term-health-insurance-who-needs-it-and-why/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ERres 3.0 a useful tool, medicap apps for ER docs and nurses by m.delacruz</title>
		<link>http://caring-for-mom-and-dad.info/caregiving/erres-3-0-a-useful-tool-medicap-apps-for-er-docs-and-nurses-by-m-delacruz/</link>
		<comments>http://caring-for-mom-and-dad.info/caregiving/erres-3-0-a-useful-tool-medicap-apps-for-er-docs-and-nurses-by-m-delacruz/#comments</comments>
		<pubDate>Thu, 29 Mar 2012 00:13:34 +0000</pubDate>
		<dc:creator>m.delacruz</dc:creator>
				<category><![CDATA[Announcements]]></category>
		<category><![CDATA[Blog]]></category>
		<category><![CDATA[Cardiovascular / Cardiology]]></category>
		<category><![CDATA[Caregivers / Homecare]]></category>
		<category><![CDATA[Caregiving News Articles]]></category>
		<category><![CDATA[Clinical Trials]]></category>
		<category><![CDATA[Disease info]]></category>
		<category><![CDATA[Featured Events]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Medical]]></category>
		<category><![CDATA[Medical Devices / Diagnostics]]></category>
		<category><![CDATA[Medicare / Medicaid / SCHIP]]></category>
		<category><![CDATA[Money, Legal and Insurance]]></category>
		<category><![CDATA[News Affecting Us]]></category>
		<category><![CDATA[Nursing / Midwifery]]></category>
		<category><![CDATA[Nursing Homes]]></category>
		<category><![CDATA[Product Reviews]]></category>
		<category><![CDATA[Seniors / Aging]]></category>
		<category><![CDATA[Services and Mobility Aids]]></category>
		<category><![CDATA[doctors]]></category>
		<category><![CDATA[hospital]]></category>
		<category><![CDATA[medical apps]]></category>
		<category><![CDATA[medical device]]></category>
		<category><![CDATA[nurses]]></category>
		<category><![CDATA[nursing]]></category>
		<category><![CDATA[physicians]]></category>

		<guid isPermaLink="false">http://caring-for-mom-and-dad.info/?p=19141</guid>
		<description><![CDATA[Overview: ERres 3.0 is currently one of the most popular medical apps available in the app store. It was developed by Josh Mularella, an emergency medicine resident with his vision of putting emergency medicine in the palm of your hands. With an easy to use interface and a range of topics that are covered in this referencing application, it... <a href="http://caring-for-mom-and-dad.info/caregiving/erres-3-0-a-useful-tool-medicap-apps-for-er-docs-and-nurses-by-m-delacruz/"> [Continue Reading]</a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Obama to boost Alzheimer&#8217;s research funding</title>
		<link>http://caring-for-mom-and-dad.info/news-affecting-us/obama-to-boost-alzheimers-research-funding/</link>
		<comments>http://caring-for-mom-and-dad.info/news-affecting-us/obama-to-boost-alzheimers-research-funding/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 19:29:38 +0000</pubDate>
		<dc:creator>Newsdesk</dc:creator>
				<category><![CDATA[Alzheimer's & Dementia]]></category>
		<category><![CDATA[Featured Events]]></category>
		<category><![CDATA[Medical]]></category>
		<category><![CDATA[Medicare / Medicaid / SCHIP]]></category>
		<category><![CDATA[Money, Legal and Insurance]]></category>
		<category><![CDATA[News Affecting Us]]></category>
		<category><![CDATA[alzheimer's disease]]></category>
		<category><![CDATA[alzheimers research]]></category>
		<category><![CDATA[Barack Obama]]></category>
		<category><![CDATA[National Institute of Health]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">http://caring-for-mom-and-dad.info/?p=18940</guid>
		<description><![CDATA[WASHINGTON (CNN) &#8211; The Obama administration will push for a $156 million increase in funding for Alzheimer&#8217;s research over the next two years, the Department of Health and Human Services announced Tuesday. The National Institutes of Health will commit another $50 million in funding this year, and the White House will propose an additional $80 million... <a href="http://caring-for-mom-and-dad.info/news-affecting-us/obama-to-boost-alzheimers-research-funding/"> [Continue Reading]</a>]]></description>
		<wfw:commentRss>http://caring-for-mom-and-dad.info/news-affecting-us/obama-to-boost-alzheimers-research-funding/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Elderly, disabled face less time with in-home caregivers in California</title>
		<link>http://caring-for-mom-and-dad.info/money-legal-and-insurance/financial/elderly-disabled-face-less-time-with-in-home-caregivers-in-california/</link>
		<comments>http://caring-for-mom-and-dad.info/money-legal-and-insurance/financial/elderly-disabled-face-less-time-with-in-home-caregivers-in-california/#comments</comments>
		<pubDate>Tue, 13 Dec 2011 02:17:25 +0000</pubDate>
		<dc:creator>Newsdesk</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Money, Legal and Insurance]]></category>
		<category><![CDATA[News Affecting Us]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[disability]]></category>
		<category><![CDATA[Home care]]></category>
		<category><![CDATA[Jerry Brown]]></category>
		<category><![CDATA[San Diego County  California]]></category>

		<guid isPermaLink="false">http://caring-for-mom-and-dad.info/?p=18342</guid>
		<description><![CDATA[More than 372,000 elderly and disabled people bracing for a 20 percent cut in their in-home care are hoping that a judge will block that prospect from playing out across California. Gov. Jerry Brown signed legislation requiring the $100 million reduction in In-Home Supportive Services beginning Jan. 1 if state revenues do not meet projections,... <a href="http://caring-for-mom-and-dad.info/money-legal-and-insurance/financial/elderly-disabled-face-less-time-with-in-home-caregivers-in-california/"> [Continue Reading]</a>]]></description>
		<wfw:commentRss>http://caring-for-mom-and-dad.info/money-legal-and-insurance/financial/elderly-disabled-face-less-time-with-in-home-caregivers-in-california/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Medicare Back on the Brink Over Cuts to Doctors -AARP</title>
		<link>http://caring-for-mom-and-dad.info/money-legal-and-insurance/insurance/medicare-back-on-the-brink-over-cuts-to-doctors-aarp/</link>
		<comments>http://caring-for-mom-and-dad.info/money-legal-and-insurance/insurance/medicare-back-on-the-brink-over-cuts-to-doctors-aarp/#comments</comments>
		<pubDate>Mon, 28 Nov 2011 16:00:00 +0000</pubDate>
		<dc:creator>Newsdesk</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Money, Legal and Insurance]]></category>
		<category><![CDATA[News Affecting Us]]></category>
		<category><![CDATA[Caregiving News Articles]]></category>
		<category><![CDATA[eldercare]]></category>
		<category><![CDATA[medicare]]></category>
		<category><![CDATA[medicare cuts]]></category>

		<guid isPermaLink="false">http://www.aarp.org/health/medicare-insurance/news-11-2011/us--medicare-doctors-pay.html</guid>
		<description><![CDATA[Back on the brink: Doctors again face steep Medicare cuts unless Congress acts before Jan. 1. ]]></description>
		<wfw:commentRss>http://caring-for-mom-and-dad.info/money-legal-and-insurance/insurance/medicare-back-on-the-brink-over-cuts-to-doctors-aarp/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>How Social Security Widow Benefits Work, Spousal Benefit &#8211; AARP &#8230;</title>
		<link>http://caring-for-mom-and-dad.info/money-legal-and-insurance/financial/how-social-security-widow-benefits-work-spousal-benefit-aarp/</link>
		<comments>http://caring-for-mom-and-dad.info/money-legal-and-insurance/financial/how-social-security-widow-benefits-work-spousal-benefit-aarp/#comments</comments>
		<pubDate>Sat, 12 Nov 2011 05:42:57 +0000</pubDate>
		<dc:creator>Newsdesk</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Money, Legal and Insurance]]></category>
		<category><![CDATA[News Affecting Us]]></category>
		<category><![CDATA[checks]]></category>
		<category><![CDATA[survivor]]></category>
		<category><![CDATA[widows]]></category>

		<guid isPermaLink="false">http://caring-for-mom-and-dad.info/caregiving/how-social-security-widow-benefits-work-spousal-benefit-aarp/</guid>
		<description><![CDATA[Indeed, millions of widows and widowers receive monthly survivor checks. Here&#39;s what you need to know. See original story at AARP]]></description>
		<wfw:commentRss>http://caring-for-mom-and-dad.info/money-legal-and-insurance/financial/how-social-security-widow-benefits-work-spousal-benefit-aarp/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>AARP SD &#8211; Help for Unemployed South Dakotans 65+</title>
		<link>http://caring-for-mom-and-dad.info/money-legal-and-insurance/financial/aarp-sd-help-for-unemployed-south-dakotans-65/</link>
		<comments>http://caring-for-mom-and-dad.info/money-legal-and-insurance/financial/aarp-sd-help-for-unemployed-south-dakotans-65/#comments</comments>
		<pubDate>Sat, 12 Nov 2011 05:42:57 +0000</pubDate>
		<dc:creator>Newsdesk</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Money, Legal and Insurance]]></category>
		<category><![CDATA[News Affecting Us]]></category>
		<category><![CDATA[long time]]></category>
		<category><![CDATA[Social Security]]></category>
		<category><![CDATA[south dakotan]]></category>
		<category><![CDATA[unemployment checks]]></category>

		<guid isPermaLink="false">http://caring-for-mom-and-dad.info/caregiving/aarp-sd-help-for-unemployed-south-dakotans-65/</guid>
		<description><![CDATA[It&#8217;s been a long time coming. Unemployed South Dakotan&#8217;s who also receive Social Security are seeing bigger unemployment checks. See original story at AARP]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Save Money for Elder Care! 5 Tips to Put an End to Family Mooching</title>
		<link>http://caring-for-mom-and-dad.info/news-affecting-us/save-money-for-elder-care-5-tips-to-put-an-end-to-family-mooching/</link>
		<comments>http://caring-for-mom-and-dad.info/news-affecting-us/save-money-for-elder-care-5-tips-to-put-an-end-to-family-mooching/#comments</comments>
		<pubDate>Tue, 25 Oct 2011 19:05:14 +0000</pubDate>
		<dc:creator>Newsdesk</dc:creator>
				<category><![CDATA[Family & Relationships]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Money, Legal and Insurance]]></category>
		<category><![CDATA[News Affecting Us]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Planning]]></category>
		<category><![CDATA[borrowing]]></category>
		<category><![CDATA[elder finance]]></category>
		<category><![CDATA[end]]></category>
		<category><![CDATA[family issues]]></category>
		<category><![CDATA[gift]]></category>
		<category><![CDATA[grandkids]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[make]]></category>
		<category><![CDATA[order]]></category>
		<category><![CDATA[requests]]></category>
		<category><![CDATA[starting]]></category>
		<category><![CDATA[time]]></category>

		<guid isPermaLink="false">http://caring-for-mom-and-dad.info/?p=6844</guid>
		<description><![CDATA[ As the elder (and financially stable) member of your family, you may get a lot of requests for money.  After all, your home is paid off, your kids are grown, you have fewer living expenses, and even though you’re on a fixed income, it’s not like you really need the money, right?  At least, that seems to be the mentality of your kids, grandkids, and possibly even great-grandkids.  While you’re happy to help your family when you can, you’re starting to feel like an ATM!  Besides that, the fact that you’ve paid your dues and entered retirement means that you now have the leisure time and savings needed to start the business you’ve always dreamed of or begin crossing international cities off your bucket list.  But how can you say no when your family members come looking for a handout?  Here are a few tips to stop the mooching so you can once again look forward to seeing your family. Adopt a “no loan” policy]]></description>
		<wfw:commentRss>http://caring-for-mom-and-dad.info/news-affecting-us/save-money-for-elder-care-5-tips-to-put-an-end-to-family-mooching/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>How do I work out with the nursing home my mother&#8217;s financial problems? (AgingCare.com)</title>
		<link>http://caring-for-mom-and-dad.info/caregiving/how-do-i-work-out-with-the-nursing-home-my-mothers-financial-problems-agingcare-com/</link>
		<comments>http://caring-for-mom-and-dad.info/caregiving/how-do-i-work-out-with-the-nursing-home-my-mothers-financial-problems-agingcare-com/#comments</comments>
		<pubDate>Mon, 17 Oct 2011 18:18:50 +0000</pubDate>
		<dc:creator>Newsdesk</dc:creator>
				<category><![CDATA[Caregiving News Articles]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Money, Legal and Insurance]]></category>
		<category><![CDATA[caregivers]]></category>
		<category><![CDATA[eldercare]]></category>
		<category><![CDATA[financial matters]]></category>

		<guid isPermaLink="false">http://www.agingcare.com/Questions/elderly-financial-issues-while-in-nursing-hoem-148250.htm</guid>
		<description><![CDATA[My mother has Alz's Disease and has been placed in skilled nursing home care in memory care unit. Last month I got info. that Medicaid for her had been approved and would be paying for her care (Medicare stopped paying after 100 days). Then I got an em...]]></description>
		<wfw:commentRss>http://caring-for-mom-and-dad.info/caregiving/how-do-i-work-out-with-the-nursing-home-my-mothers-financial-problems-agingcare-com/feed/</wfw:commentRss>
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